From Guesswork to Growth: Take Control of Your Business Finances
If you feel like your business is always one step behind, struggling to manage bills, handle taxes, or juggle finances, it’s a common struggle for business owners in Brisbane and beyond.
For many local business owners, it’s not a lack of organisation, but a lack of clarity. Without a financial plan or forecast, it’s tough to know what’s safe to spend or when to pull back.
Here’s the good news…it doesn’t have to be this way.
A simple cash flow forecast can change everything. It’s the tool you need to:
- Know exactly where your cash is going and where it’s coming from
- Stay ahead of BAS, super, and tax payments (no last-minute scrambles)
- Plan for growth without stretching yourself too thin
We worked with a family-run café right here in Brisbane. Between running the business and managing their family, they were constantly in reactive mode. But once they implemented a basic forecast, it was a game-changer.
They could plan for slow periods and adjust rosters in advance. They started setting aside funds for tax and ATO commitments, rather than relying on short-term fixes like credit cards. They stopped flying blind and started making decisions based on real data.
Our clients who use tools like Xero, outsource bookkeeping, and review their financials regularly feel more in control and ready for anything.
Here’s the thing – good cash flow isn’t just about keeping your business afloat; it’s about thriving. Here are eight simple ways you can take charge of your cash flow, starting today:
- Automate invoicing & follow-ups – get paid faster without lifting a finger.
- Accept pre-payments and order in advance – help your business stay ahead
- Cancel unnecessary subscriptions – every dollar counts.
- Claim your GST refunds promptly – don’t leave money on the table.
- Charge upfront or review your payment terms – make sure you’re paid what you’re owed.
- Negotiate payment plans for bulk purchases – manage your cash flow strategically.
- Set recurring expenses to align with receivables – smooth out those cash flow peaks and troughs.
- Make decisions based on your cash flow forecast – don’t guess; plan!
Taking the time to forecast your cash flow doesn’t need to be complicated. Whether you’re using cloud accounting software, meeting regularly with your team, or just setting aside funds for future obligations – it’s all about making informed decisions that work for you.
👉 Book a Business Financial Health Check or reach out to the NBC team. We’ll work with you to create a simple, practical plan that fits your business and life.